Replace the valuable contents of your home?Ĭompare those big-ticket expenses to an investment in earthquake insurance coverage-combined with the value of having peace of mind when the big one strikes.Ī.Cover the full costs of living elsewhere-while still paying your mortgage-during the time repairs are being made and.Afford to repair or replace your home without insurance.According to a Uniform California Earthquake Rupture Forecast study, there is more than a 99% chance of one or more magnitude 6.7 or greater earthquakes striking California.Īsk yourself: after a major earthquake, could you: Given the potential cost to repair shake damage, the cost of a CEA policy may be an easy expense to justify. Without earthquake insurance coverage in California, you will be responsible for 100 percent of the cost to repair your home, and replace your belongings after a damaging earthquake strikes. Californians must purchase a separate, companion earthquake insurance policy. Your basic homeowners policy does not cover earthquake damage. Earthquakes are a certainty in California. Scientists say larger earthquakes are a matter of when, not if.But a big quake may trigger catastrophic damage to your home’s structure and foundation-and may require use of your hard-earned life savings to repair damage to your home.Damage from a minor quake is most often limited to broken windows and dishes.If you've never felt an earthquake tremor in your life, do you really need California earthquake insurance coverage? Replacement of the valuable contents in the home you own or rent.īuy CEA earthquake insurance today to protect your life savings.Ī.Costs of living elsewhere while repairs are being made to your house/mobilehome/condo-unit/rental home after an earthquake.Repairs to your home/mobilehome/condo-units. Our residential earthquake insurance policies offer coverage for: Buy separate earthquake insurance coverage in California through your home insurance provider. Without separate earthquake insurance coverage, you will be responsible for all of the cost to repair your home and replace your belongings after a damaging earthquake occurs.Įarthquake insurance coverage guards against financially devastating shaking events.ĬEA earthquake policies cover houses, mobilehomes, condo-units, and rental homes. Your basic homeowners and renters insurance policies do not cover earthquake damage.
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